Brian D. Flynn (CDPE)

Medford MA Cash for Short Sales

Mon, 03 May 2010 16:30:53 GMT

Cash for Short Sales

Short Sales are More Valuable Than Ever!

Avoiding foreclosure is always a smart move, but now there are incentives that make it an even better one.

Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier and quicker through the Home Affordable Foreclosure Alternatives Program, or HAFA, which also gives the homeowner $3,000 for participating.

With the free report provided here, you can learn all the benefits of completing a HAFA short sale. Simply fill out your information below for details on the program and how you would benefit.

Please read this report to learn the facts, and contact me to start exploring solutions.

Brian D. Flynn (CDPE, ABR, CRS, SRES, REALTOR®)

RE/MAX Results | 375 Riverside Ave. | Medford, MA 02155

FREE REPORT | HOMEOWNER RESOURCES | CONTACT US

www.FlynnTeam.net | www.FlynnTeam.com | www.MedfordResults.com | www.Northshoreavoidforeclosure.com

Medford, MA-Why Fight Foreclosure Alone?

Mon, 19 Apr 2010 15:45:51 GMT

Dear HomeOwner,

There is big news for homeowners in America. In an effort to slow the rising number of foreclosures, a government-backed program has been released: the Home Affordable Foreclosure Alternatives Program (HAFA). Basically, the program aims to save as many Americans from foreclosure as possible, which also saves the overall value of the surrounding communities.

HAFA offers a $3,000 homeowner incentive for successful short sales or deeds-in-lieu, and also guards the homeowner from harmful lender actions.

To learn more and find out if you are eligible, you can download my free report here:

FREE-Report

Check Your Eligibility Here Now!!!!

HAFA | HAMP | HARP | 2MP

With one in six homeowners struggling to make mortgage payments, there is probably someone you know who could use this information.

As a Certified Distressed Property Expert, I am trained specifically on how to assist homeowners dealing with financial hardship. If you or anyone needs professional help with foreclosure avoidance, please contact me right away.

I'm here to help.

Brian D. Flynn (CDPE, ABR, CRS, SRES, REALTOR®)

RE/MAX Results | 375 Riverside Ave. | Medford, MA 02155

FREE REPORT | HOMEOWNER RESOURCES | CONTACT US

www.FlynnTeam.net | www.FlynnTeam.com | www.MedfordResults.com | www.Northshoreavoidforeclosure.com

New Rules For Home Affordable Foreclosure Alternatives (HAFA)

Mon, 12 Apr 2010 15:10:56 GMT

New Rules For Home Affordable Foreclosure Alternatives (HAFA)

Starting April 5, 2010, the new rules of the Home Affordable Foreclosure Alternatives (HAFA) program will govern many short sales. The new rules’ intent is to expedite the short sale process and avoid foreclosures to achieve a quicker housing recovery.
Currently, many short sales are taking up to a year to negotiate, a timeframe that often results in the buyer or seller walking away from the deal and the house getting foreclosed on.
Under the HAFA rules created by the government, the borrower receives pre-approved short sale terms prior to putting the home on the market.
To be eligible for HAFA, the lenders voluntarily participate in the Home Affordable Modification Program (HAMP). This covers about 89 percent of mortgage debt outstanding in the country. HAFA homeowners should apply for a loan modification first with HAMP or miss payments during the HAMP trial period.
Other HAFA program requirements include;
1. Property must be principal residence.
2. Mortgage loan originated before Jan. 1, 2009.
3. Mortgage is owned and guaranteed by Freddie Mac or Fannie Mae.
4. Borrower is delinquent or default is foreseeable.
5. Homeowner demonstrates hardship.
6. Borrower’s total monthly housing payment exceeds 31 percent of gross income.
7. Unpaid principal does not exceed $729,750.
This program provides hope for homeowners who are facing foreclosure. If the rules of HAFA make sense to the lenders and are executed efficiently, it will open an avenue for a quicker housing recovery, which is as we know is long overdue. (SEE IF YOU QUALIFY)

Brian D. Flynn (CDPE, ABR, CRS, SRES, REALTOR®)

RE/MAX Results | 375 Riverside Ave. | Medford, MA 02155

FREE REPORT | HOMEOWNER RESOURCES | CONTACT US

www.FlynnTeam.net | www.FlynnTeam.com | www.MedfordResults.com

Government Program Surveys

Wed, 07 Apr 2010 12:11:00 GMT

Government Program Surveys

Are You Eligible?

The government programs currently available to homeowners can be valuable resources, but only if you know which ones are right for your situation.

That’s why I’ve created this free resource that lets you find out which programs you’re eligible for. Read the descriptions for each program to see which one fits your situation, then fill out the corresponding survey to see if you are eligible.

Find out now if you are eligible!

The good news is that programs exist for a variety of situations, and even more options are available beyond those programs. As a CDPE-designated agent, I can provide all of your possibilities and help you get moving toward a solution.

Brian D. Flynn (CDPE, ABR, CRS, SRES, REALTOR®)

RE/MAX Results | 375 Riverside Ave. | Medford, MA 02155

FREE REPORT | HOMEOWNER RESOURCES | CONTACT US

www.FlynnTeam.net | www.FlynnTeam.com | www.MedfordResults.com

Avoiding Foreclosure Resource Reports

Wed, 07 Apr 2010 11:48:41 GMT

Understand your options and learn what you can do next.

You are to be congratulated for your courage and dedication to finding the best solution for your circumstances. Now I want you to have all the information you need to confidently make decisions about your financial future.

Facing the possibility of foreclosure is a challenging situation … for anyone! And today, homeowners are finding that with the right information and an informed agent helping them through the process, they are able to find solutions that work for them and their families.

I have made this report absolutely FREE of charge to you, so you can act quickly to identify options that work for you. Just enter your information and click submit, and you will automatically download this important report.

Brian D. Flynn (CDPE, ABR, CRS, SRES, REALTOR®)

RE/MAX Results | 375 Riverside Ave. | Medford, MA 02155

FREE REPORT | HOMEOWNER RESOURCES | CONTACT US

www.FlynnTeam.net | www.FlynnTeam.com | www.MedfordResults.com

Find Out What HAFA Can Do For You

Thu, 01 Apr 2010 14:44:44 GMT

Understanding HAFA

New Help Has Arrived!

The rising number of foreclosures in this country is simply too big to ignore. That is why a government-backed program has been released that aims at streamlining foreclosure avoidance options.

Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier, quicker and more accessible through the Home Affordable Foreclosure Alternatives Program, or HAFA.

With one in six homeowners struggling to make mortgage payments, you are not alone, and there are options available. With the free report provided here, find out if you qualify for the HAFA Program. Simply fill out your information below to get started on your new chapter of financial stability.

Please read this report to learn the facts, and contact me to begin your journey to a solid, stable tomorrow.

Avoid Foreclosure Rescue Scams

Sun, 28 Mar 2010 12:03:32 GMT

Avoid Foreclosure Rescue Scams

Article From HouseLogic.com

By: Donna Fuscaldo

Published: January 15, 2010

With foreclosure rescue scams widespread as more homeowners fall behind on mortgage payments, be smart if you seek help.

Scam artists often target homeowners who are facing foreclosure. Knowing about the warning signs can prevent you from becoming a victim. Image: fotog/Getty Images

A record high 2.8 mllion properties were hit with foreclosure notices in 2009, putting even more Americans at risk of facing foreclosure rescue scams. Homeowners who fall behind on mortgage payments need to tread carefully when seeking assistance, since foreclosure rescue scams come in many guises. A day spent researchng legitimate options, from a mortgage modification or principal forebearance to a short sale or deed-in-lieu, could keep you from becoming a scam victim.

Foreclosure rescue scams run rampant

Homeowners facing foreclosure are prime targets for scam artists. The U.S. Federal Trade Commission identified 71 companies running suspicious foreclosure rescue ads, and the Better Business Bureau counts foreclosure rescue rip-offs among its top 10 scams. Understanding how these scams work can help you avoid becoming a victim.

The variations are seemingly endless, but one popular foreclosure scam involves a representative of a so-called foreclosure rescue company promising to negotiate a deal with your lender. The rep, vowing to take care of everything, will instruct you not to contact your lender, lawyer, or credit counselor during the supposed negotiations. The more brazen ones will even tell you to pay your mortgage directly to them.

Once you pay an upfront fee or hand over a few monthsâ€™ worth of mortgage payments, the scam artist will disappear. Youâ€™ll be left with an emptier wallet and a mortgage thatâ€™s in even deeper trouble because no deal was cut and no payments were made on your behalf. According to John Riggins, chief executive of the Fort Worth, Texas, office of the Better Business Bureau, upfront fees can range from $500 to $5,000.

Rip-offs come in many forms

A bankruptcy foreclosure scam can involve a promise to fend off foreclosure in exchange for an upfront fee. Instead of getting you legitimate relief, the fraudster will pocket the fee and secretly file a bankruptcy case in your name. The scam may seem to work initially, because a bankruptcy filing will stop foreclosure proceedings temporarily, but theyâ€™ll resume. Compounding your problems, a bankruptcy can mar your credit report for 10 years.

Another common scam, called the bait-and-switch, results in a scam artist taking ownership of your home. You sign documents supposedly for a new loan that will make your mortgage current. Whatâ€™s really happening is youâ€™re signing over the deed of your house. In this scenario you would still owe on your mortgage but no longer own the home.

In a rent-to-own scheme, youâ€™re told to surrender a homeâ€™s deed as part of a deal that lets you stay put as a renter. The scam artist, perhaps claiming to be able to refinance at a better rate with you off the title, promises to sell the house back to you in the future. However, terms of the deal may make it all but impossible for you to repurchase the home, or the scammer may get you evicted by raising the rent beyond your means. Either way, you end up losing the home while remaining on the hook for the unpaid mortgage.

Look out for red flags

Being aware of the warnings signs can protect you from foreclosure rescue scams. Red flags include:

Demands for high upfront fees.
Guarantees to stop a foreclosure.
Instructions to make mortgage payments to someone other than your lender.
Pressure to sign over a deed.

Legitimate foreclosure counselors wonâ€™t put on a full-court press, nor will they guarantee that you wonâ€™t lose your home to foreclosure. What they will do is review your financial situation and offer up options. Foreclosure counselors approved by the U.S. Department of Housing and Urban Development wonâ€™t charge you a fee either.

Legitimate ways to get foreclosure help

There are a number of legitimate ways to contend with foreclosure. If youâ€™ve missed mortgage payments, start by getting in touch with your lender. Ask to speak with someone in the Loss Mitigation Department and explain your situation.

Your lender may be able to arrange a repayment plan, called a special forbearance, based on your current economic circumstances. The lender could even give you a temporary reduction in your monthly payment or suspend payments for a period of time.

With a principal forbearance, the lender will reduce the amount of your mortgage, thus reducing your monthly payments. However, the amount of the principal reduction doesnâ€™t disappear. Rather, itâ€™s tacked on to the end of the loan, effectively creating a balloon payment.

A federally facilitated mortgage modification could also help. The Making Home Affordable modification program pays lenders to re-work loan terms and lower monthly payments. Be prepared to gather lots of paperwork and undergo a trial modification.

If all else fails, you may need to give up your home. If so, look into the federal Home Affordable Foreclosure Alternatives program. HAFA offers lenders financial incentives to opt for a short sale or deed-in-lieu rather than a foreclosure. In a short sale, a lender agrees for a home to be sold for less than the outstanding mortgage, and then considers the debt paid off. In a deed-in-lieu, a homeowner turns over the home to the lender, and the mortgage is closed.

Donna Fuscaldo has written about personal finance for Dow Jones, the Wall Street Journal, and Fox Business News for more than a decade. Like many homeowners, her mortgage is precariously close to being underwater.

Client-Testimonials

Sun, 07 Mar 2010 11:14:19 GMT

What our clients are saying...

"The Flynn Team bought our condo!"
Our family inherited a condominium at the Wellington Condominiums in Medford that was tough to sell in today’s market, but the Flynn Team stepped up and bought it from us at a fair price. I highly recommend Emily and her team.
Paul Murphy Medford, MA

"VIP Home-buyer Program & Superior Technology"

My wife and I wanted to buy a home in Somerville, but looking was very difficult because we lived in New York state. However, when we met Emily and Brian they were able to email us all the listings on a daily basis and this technology allowed us to find the perfect home for our needs without having to make any unnecessary trips from New York.

Aaron & Caroline Becker
Somerville, MA

"$25,000 above our Asking price in one week."

I was trying to sell my house myself for over a month for $400,000 without any luck. Emily Flynn assured me she could sell my house and sell it for $420,000. However, She ended up selling it for $425,000 in less then two weeks. I’m so grateful that I found A professional Realtor like Emily, she had dozens of qualified buyers viewing my property as soon as I listed it with her. It was such a relief to have a professional negotiator like Emily get me such a great price. I highly recommend Emily and Brian they are the best.

Pelino Campeo
Malden MA

"BRIAN AND EMILY SOLD OUR HOUSE FOR $15,000 OVER ASKING PRICE."

Brian Flynn and his team provided us with the highest quality of professional service while looking for a home. We have been looking for a new home for close to three years, without any success until we met Brian. The previous Realtors we we're working with really didn't seem to work on our behalf. They seemed to have only their own goals in mind instead of ours. Brian put us on his VIP home-buyers program and we received every listing that fit our criteria emailed to us on a daily basis. Furthermore, Brian even brought all the For Sale by Owner (FSBO) properties to our attention. This truly showed us that he was 110% committed to finding us the home that "we" wanted. As a matter of fact, the house we eventually bought was a FSBO and Brian negotiated a great price on the home and got his entire fee from the seller. We we're so impressed with Brian that we hired him to sell our home at 11 Holton street in Medford. Within a week Brian sold the house for $15,000 over our asking price and again proved to be a professional negotiator on our behalf. I would highly recommend him to anyone looking for their dream home.

Craig and Cheryl Trueman
Medford & Winchester MA

"BRIAN AND EMILY PUT OUR NEEDS ABOVE THEIR OWN."
We we're looking for a condominium for our son Reggie who is disabled. Brian and Emily and the rest of the RE/MAX Results team put us on their VIP Buyer Program and I got all the new listings sent to me every day. This made it easy for me and my husband to only visit listings that fit Reggie's needs. They took the time to get to know us and we really knew that they had our best interest in mind. It was important that we we're able to have total trust and confidence in the Realtor we hired because this would be the first time that our son would be living on his own, so this was an emotional time for us. We highly recommend Brian and Emily.
Henry and Evelyn Milorin Medford, MA

"BRIAN AND EMILY are the Best"

How does one put into words the thanks I owe you, as by writing thank you doesn't seem to be enough. Brian, I hope you know how grateful my Mom and I are, as you where there for me(us) every step of the way. First of all with me being a first time homeowner it was very scary but also exciting to think I was able to do this. When the first condo I was going to purchase fell though I was quite devastated as I had only 60 days to move and I was a absolute mess. But there you where going above and beyond your job to help me find a place to live even if it meant me renting for a few months which is just something I didn't want to do anymore. I was tired of paying someone else's mortgage so I figured it was about time for me to find a place of my own and with all your wonderful help arranging creative financing so I only had to put down Three percent and the seller paying my closing cost , I was able to do so. So Brian, I am very happy in my HOME, as it's a marvelous feeling knowing the money I am paying is going to-wards me owning. Brian, I will never ever forget the caring person you are who just about held my hand for two months, listen to me ask all kinds of crazy questions, watch me cry with sadness and then with happiness. Once again from the bottom of my heart I thank you and I would be more than happy to have you use me as a reference.

Take care
Sincerely,

Mary Ann Spellman
REVERE, MA

"I Recommend Emily & Brian."
When my sister passed away last year, it became necessary for me to sell the house she and I owned. RE/MAX Results, Emily and Brian Flynn were diligent in their efforts to insure that the house was sold quickly and for the price I wanted. Their experience in Real Estate showed through ever step of the way. They made sure I knew my options and gave me good advice when I needed it. I would highly recommend them for your Real Estate needs. In fact, I liked them so much, this year I used them to sell my mother’s house and buy her a new one.
Sincerely, Betty Vardaro MEDFORD & STONEHAM, MA

"VIP BUYER PROGRAM HELP ME FIND MY DREAM HOUSE."
I was relocating from Chicago and needed to find a home within two weeks. Brian Flynn was referred to me to help me make this very important decision . Brian put me on his VIP home buyers program which enabled me to receive all the new listings daily by email. This technology was key in helping me narrow down my search . After I found my dream home Brian went beyond the call of duty by finding contractors an attorney and a bank in the Boston area that were all professionals . I highly recommend Brian to anyone who is looking to hire a Real Estate professional.
Sincerely, Barbara Sehniedwind WALTHAM, MA

"Full Price in 10 Days!"
We were moving to Florida and had to sell our home fast. Brian and Emily got us $30,000 more then we were willing to take.
Jason & Cindy Suon Lynn, MA

"Emily and Brian got me full price in less than a 1 week!"
I had my condo listed with another office for two and a half months, with no results. As soon as I listed with the Flynn's, they had the property sold in less than a week for full price. I strongly recommend The Flynn Team, they did a great job!
Tom Cahill Malden, MA

"My home sold Fast and for Top Dollar!"
Brian and Emily sold my Condo in less then a week for more then any other condo sold for in my complex. They are professional negotiators, and I would highly recommend them to anyone that needs a Realtor.
Bill Eaton Framingham, MA

"SOLD in Two Weeks!"
We listed our home with the Flynn Home Selling Team and our home was under agreement in Two Weeks. Plus, the transaction went smoothly thanks to the Flynn's.
Fito & Elsie Barosy Malden, MA

"Full Price in first week!"
RE/MAX Results are the best Realtors I have ever dealt with. They are honest and hard working. Plus, as seniors we needed Realtors that would go the extra mile for us.
Edward & Mary Vecchia Arlington, MA

"The Flynn's are Real Estate Experts!"
Brian and Emily got me a great price for my home. I was traveling frequently while my house was for sale but the Flynn's sold my home quickly and took care of all the details while I was enjoying my vacations. They gave me a secure feeling knowing my house was in the hands of experts.I tried selling my house with isoldmyhouse.com with no luck. I should had hired the Flynn's from the start.
Bill Hoefsmit Medford, MA

"Got us more money then other Realtors told us it was worth!"
Brian and Emily wanted to list my home for $11,000 more then what other Realtors told us it was worth. They convinced us they could get us more money and they were right and we are thankful.
Jon and Jun Antilla Malden, MA

"Professionals!"
Emily and Brian sold our Two family for full price in less then a week. They are professionals of their craft.
Maria Rosa Lynn, MA

"Sold 10 of my properties for Top Dollar!"

Brian and Emily have sold 10 of my properties for top dollar. They are professional negotiators, that are always looking out for my interest.

Joe and Ted DiNanno
Malden, MA & Everett, MA

"The Flynn VIP Home Selling Team was awesome!"
Being first time home buyers we were very nervous. Emily and Brian were extremely helpful and helping us find our new home and also in getting us the best financing.
Angela & Phil Stavrinos Revere, MA

"My house sold for 99% of asking price in 2 days!"
Brian and Emily, we want to thank you for negotiating top dollar for us. We were willing to take less but you convinced us we could get another 5 thousand and you were right.
Tom&Rosa Hafner Malden, MA

"RE/MAX Results sold our 2 houses for 99% of asking price!"
My wife an I were moving to Florida and needed to sell our two homes in Malden. Brian Flynn and The rest of the RE/MAX Results team provided us with excellent service, they made our move stress free. We highly recommend them to anyone who needs to sell their home.
Jason and Tammy Ranney Malden, MA

"Great Team Work!"
Brian, I just wanted to let you know that you and your team are awesome.I wanted to thank you for making this transaction as stress free as possible and getting me 99% of my asking price.
John Raymound Medford, MA

"Stress free Transaction!"
RE/MAX Results sold an investment property in Randolph for me and took care of all the details. They had their contractors make all the repairs that were needed and had a professional attorney represent me. I never had to leave my vacation home once to get involved in this transaction Brian and Jairo did a great job.
Thanks Again, Harold Dixon

"Brian and his team sold by house in a tough real estate market in less than a week!"
After I retired and my wife passed away I wanted to sell my house fast and for top dollar. After meeting Brian I knew he was the man for the job and I was right. He sold my house for over 99% of asking price in less than a week. I highly recommend Brian and his team they took care of all the little details, I didn't’t have to worry about anything.
James Mulligan Medford, MA

"SOLD IN LESS THEN A MONTH IN A SLOW MARKET!"

The Flynn Team sold my house for top dollar in a slow market. Brian sold my house for more then other Realtors thought it was worth in less than a month. I highly recommend Brian and the Rest of the Flynn Team.

Gratefully Yours,

Long Pham
Medford, MA

"You were always there for me!"
I had a moment to write to you today to thank you and Olga for a job well done! Since this was the first time I had ever sold a home, it was important to me to understand everything related to such a sale. I very much appreciate all the time you gave me while explaining the entire process. I called you day and night and you were always there for me! Olga gave me some helpful ideas on how to prepare my house for showings and she did a great job representing my home at all the open houses she hosted. She is a great asset to your company! There were times I felt unsure about our pricing and time frame, but you always responded positively and in the end the sale was quick and priced just right! As you know, my sister is now having your company represent her home. I will continue to recommend your services whenever I can! Once again Brian, thank you with assisting me in the sale of my home in Malden. I am thrilled to have moved to Florida and be working on my new home here without any weight of still owning a home up North.
Marsha Cummings Florida

"From EXPIRED to SOLD!!!"
I put my house on the Market with another Realtor. 6 months passed by and no success. The Contract Expired and I was very frustrated. I called Brian and that was my luck. When I saw Brian and Olga I trusted them right away and I believed my house will sell. They are very professional and supportive. By the end of the year I got the most desired gift - the Closing!
Thanks again, Manuel and Ana Ceron Revere, MA

"Should Have Hired the Flynn Team First!"
We went through 3 other agents before we hired the Flynn team No one advertised our home as much a the Flynn’s and the customer service I received from Brian and Olga was first class.
Patrick and Annette McMorrow Saugus, MA

The Truth About Mortgage Modifications

Mon, 02 Nov 2009 08:23:37 GMT

The Truth About Mortgage Modifications

The decisions you make as a homeowner today hold a profound impact on your financial future. However, it is important to safeguard yourself from misinformation and fraud. Get the facts regarding your situation and always have a contingency plan.

For those who qualify, a mortgage modification is the ideal remedy to their financial distress. I’ve prepared a FREE report on the truth about mortgage modifications to guide you through this important process. Simply provide your information below to get this valuable information, and feel free to pass it along to anyone who may need it. One homeowner lost to foreclosure is one too many!

As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Together, we can formulate a plan to get back on track.

If you have any unanswered questions, or your circumstances are urgent, please call me today.

Options and Solutions

Thank you for visiting this site and taking the first step toward finding answers. I appreciate what it has taken for you to come here, and commend your efforts to get the facts about your situation. The current real estate environment can be frustrating, with misinformation and conflicting plans for how to proceed.

As a real estate agent, what I often see in troubled homeowners is a belief that they are alone with their challenges. Regrettably, over 70% of homeowners in foreclosure proceed without ANY visible assistance. This is not acceptable for the communities I serve.

That's why I've developed this site: to ensure you get the valuable resources that can reduce your financial strain and change your life for the better. As a CDPE I know the options for homeowners in foreclosure or delinquent on their mortgages, and I can send you a report detailing this information, prepared just for you.

Simply enter your information below and click "Send." I hope that you will review this information carefully, so that your next steps are the right steps toward a real solution.

Let me help you evaluate your options and get back on track to a solid, stable future.

Foreclosure Vs. Short Sale

As a Certified Distressed Property Expert, I have devoted my career to helping homeowners who face difficult situations, taking them from uncertainty to resolution. Lately I've found a lot of conflicting information going around, especially concerning short sales, which you should know about.

A short sale occurs when a lender accepts the selling price of a home, even if it is less than the full amount owed on the mortgage. For particular homeowners, this can be the best option to foreclosure. Yet, I still hear people suggest that short sales are basically the same as foreclosure.

This is absolutely wrong!

You need to have the CORRECT information. That’s why I'm glad you're here. To help, I’ve prepared a free report—just for you—that compares the realities of foreclosures and short sales side-by-side. Simply provide your information below, and I'll send you this report.

If you have any additional concerns about this issue, or your circumstances are urgent, please feel free to give me a call. I can help you evaluate your options and get you back on track to a secure financial future.

7 Short Sale Myths

There are millions of homeowners just like you who are looking for answers and don’t know what to do. You’re not alone and you’re in the right place.

As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Despite my best efforts, there’s still an overwhelming amount of misinformation about the options available, especially short sales.

To give you a better idea of the short sale option, and to set straight some of the myths you may have heard, I’ve prepared a free report just for you - please fill out the information below to receive your free report. This report will clarify the following myths:

The Bank Would Rather Foreclose Than Bother With A Short Sale
You Must Be Behind On Your Mortgage To Negotiate A Short Sale
There Is Not Enough Time To Negotiate A Short Sale Before My Foreclosure
Listing My Home As A Short Sale Is An Embarrassment
Short Sales Are Impossible And Never Get Approved
Banks Are Waiting On A Bailout And Not Accepting Short Sales
Buyers Are Not Interested In Short Sale Properties

These ideas are potentially harmful to homeowners seeking real solutions. I hope you’ll review this information for yourself or share it with a homeowner in need.

In these times, we all need to know the truth to know how to get back on track.

If you have any additional concerns about this issue, or your circumstances are urgent, please give me a call.

Short Sale & Deed-In-Lieu

Contrary to what you may have heard, lenders actually want to avoid foreclosure wherever possible. That’s why they’re accepting more short sale and deed-in-lieu transactions everyday in an effort to eliminate unnecessary foreclosures. This is great news for homeowners facing financial distress.

To help you understand more about these two options, I’ve prepared a free report just for you, called ‘Short Sale & Deed-in-Lieu: Dignified Solutions.’ To receive your free report, please provide your information in the fields below.

I hope you’ll review these options carefully and pass this information along to those who may need it. I commend your efforts to finding a solution to the difficult financial situation that you or someone you know is currently facing. Providing the best advice and information in your time of need is my priority.

Let me help you evaluate your options and get you back on track to a secure financial future.

Your First Steps To Avoid Foreclosure

Your First Steps

In today’s market, 1 in 7 homeowners is having trouble paying the mortgage. More than 70% of these homeowners proceed without seeking assistance or getting the facts. Many do not even realize that foreclosure is a process, and that there is time to make decisions that may result in a better outcome.

You are not alone. Millions of other homeowners nationwide are in the same circumstances. To assist you, I’ve prepared a free report outlining the first steps a homeowner should take when facing a foreclosure.

Fill out your information below for this free report. Don’t hesitate. Get back on track today!

Strategic Defaults are NOT Strategic

Walking Away Is NOT The Answer

You may have heard that a “strategic default” can be an appropriate and even beneficial reaction to an upside-down mortgage or impending foreclosure. While this idea is widespread, the truth is that default is never an easy road to choose, and rarely ever strategic.

Unfortunately, the ramifications of a “strategic default” are rarely explained, leaving many homeowners stranded on an island of misinformation. To assist you, I’ve prepared a free report outlining the myths and misrepresentations of strategic defaults.

Fill out your information below for this free report. Don’t hesitate. Get the facts today!

Avoiding Mortgage Modification Fraud

I Am An Agent Against Mortgage Fraud!

The last thing struggling homeowners need is to be victimized by fraud. Sadly, some people are preying on those who need help the most. Today, the real estate industry is the newest, biggest target for predatory schemes. In fact, the U.S. Attorney General, Eric Holder, stated that mortgage fraud cases are 400 percent higher than they were five years ago.

With nearly 1 in 6 homeowners unable to pay their mortgages, understand that you are not alone. Knowing your legitimate foreclosure-avoidance options is the best way to fight this terrible trend.

The report on this site will tell you how to avoid mortgage fraud schemes, as well as what solutions are available to you. Enter your information below and get the facts now!

Medford MA and North Shore Avoiding Foreclosure - HAFA - Understanding HAFA

Understanding HAFA

New Help Has Arrived!

The rising number of foreclosures in this country is simply too big to ignore. That is why a government-backed program has been released that aims at streamlining foreclosure avoidance options.

Please read this report to learn the facts, and contact me to begin your journey to a solid, stable tomorrow or Find out now if you are eligible!

Medford MA Avoiding Foreclosure - HAFA - HAMP - HARP - 2MP - Government Program Surveys

Government Program Surveys

Are You Eligible?

The government programs currently available to homeowners can be valuable resources, but only if you know which ones are right for your situation.

Find out now if you are eligible!

Cash for Short Sales

Short Sales are More Valuable Than Ever!

Avoiding foreclosure is always a smart move, but now there are incentives that make it an even better one.

With the free report provided here, you can learn all the benefits of completing a HAFA short sale. Simply fill out your information below for details on the program and how you would benefit.

Please read this report to learn the facts, and contact me to start exploring solutions.

A Dignified Solution

You Deserve a Dignified Solution

The economy today has been especially hard on homeowners. I meet people every day who thought they made a responsible decision on their mortgage loan, only to be hit with the unexpected.

The first and best move to make in this position is to educate yourself on what your options are based on your financial situation. Avoiding foreclosure is always something worth pursuing if you can, and there really are dignified alternatives available.

To get my free report on all the options and benefits of avoiding foreclosure, fill out the form below and click "Send". If you need immediate assistance, please contact me right away.

I'm here to help.

Credit Score Issues

Don't Let Your Credit Score Drop Unnecessarily

Avoiding foreclosure now could make or break your attempts to get a loan in the near future and determine whether you can get affordable interest rates.

That's why I've made this site available for anyone in our community struggling with mortgage payments. Foreclosure alternatives like short sales and deeds-in-lieu allow homeowners to avoid many of the damaging effects of foreclosure. In addition, short sales may have less of an impact on credit scores than foreclosure.

To get all the information on how these options affect your credit score, fill out the form below and click "Send". If you need immediate assistance, contact me right away.

I'm here to assist you.

Hidden Costs of Bankruptcy

Considering filing for bankruptcy? There may be alternatives you've never considered …

If you are having trouble paying your mortgage and are possibly considering bankruptcy, there may be better solutions for your particular circumstances. I've created the free report available on this page, "The Hidden Costs of Bankruptcy," to provide more information.

Alternatives to foreclosure, such as conducting a short sale and moving into a rental residence with less expensive payments, may offer the breathing room you need to reorganize your finances.

To get your free report, fill out the form below and click send. However, if your situation is urgent and you need immediate assistance, please don't hesitate to contact me.

I'm here to assist you.

Short Sale vs. Foreclosure

Foreclosure or Short Sale: Understand the Differences

Underwater on your mortgage? Facing foreclosure? Avoiding foreclosure through a short sale can have many benefits for your future financial stability.

I created this site to help spread the word about the options to avoiding foreclosure, and a short sale has many benefits. A successful short sale can reduce the damage to one's future loan eligibility, credit rating, employment, security clearance and more.

For a free report on the differences between short sales and foreclosure, fill out the form below and click "Send". If your situation is urgent, feel free to contact me immediately. I'm ready to help you take action and secure a more secure financial future.

As a CDPE-designated agent, I've been trained to pursue foreclosure alternatives, and I'm here to help.

Brian D. Flynn (CDPE)

Medford MA Cash for Short Sales

Cash for Short Sales

Medford, MA-Why Fight Foreclosure Alone?

HAFA | HAMP | HARP | 2MP

New Rules For Home Affordable Foreclosure Alternatives (HAFA)

New Rules For Home Affordable Foreclosure Alternatives (HAFA)

Government Program Surveys

Government Program Surveys

Avoiding Foreclosure Resource Reports

Understand your options and learn what you can do next.

Find Out What HAFA Can Do For You

Understanding HAFA

Avoid Foreclosure Rescue Scams

Avoid Foreclosure Rescue Scams

Foreclosure rescue scams run rampant

Rip-offs come in many forms

Look out for red flags

Legitimate ways to get foreclosure help

Client-Testimonials

What our clients are saying...

"You were always there for me!"

The Truth About Mortgage Modifications

The Truth About Mortgage Modifications

Options and Solutions

Options and Solutions

Foreclosure Vs. Short Sale

Foreclosure Vs. Short Sale

7 Short Sale Myths

7 Short Sale Myths

Short Sale & Deed-In-Lieu

Short Sale & Deed-In-Lieu

Your First Steps To Avoid Foreclosure

Your First Steps

Strategic Defaults are NOT Strategic

Walking Away Is NOT The Answer

Avoiding Mortgage Modification Fraud

Avoiding Mortgage Modification Fraud

Medford MA and North Shore Avoiding Foreclosure - HAFA - Understanding HAFA

Understanding HAFA

Medford MA Avoiding Foreclosure - HAFA - HAMP - HARP - 2MP - Government Program Surveys

Government Program Surveys

Cash for Short Sales

Cash for Short Sales

A Dignified Solution

You Deserve a Dignified Solution

Credit Score Issues

Don't Let Your Credit Score Drop Unnecessarily

Hidden Costs of Bankruptcy

Considering filing for bankruptcy? There may be alternatives you've never considered …

Short Sale vs. Foreclosure

Foreclosure or Short Sale: Understand the Differences